Helping Someone Enroll in a CarePlus Medicare Advantage Plan

Providing Assistance to an Eligible Parent or Senior

If your parent or loved one is considering a Medicare Advantage plan, you may find yourself scrambling to understand how to enroll in a Medicare health plan. At CarePlus, we can make that process of helping someone enroll in a Medicare Advantage Plan easier for you.

Allow Enough Time

Your goal is to help evaluate plan options, decide on coverage needs, choose the right plan, and aid your parent or loved one in the enrollment process. Allow adequate time to make the right coverage decision. Be patient and flexible as you find your way through the process. Our online tools can help you in making those decisions.

When you help someone enroll in Medicare, keep in mind that in most cases, coverage for Medicare Advantage plans starts on the first day of the month after CarePlus receives the completed enrollment form.

Those who are new to Medicare and are turning 65 have a lot of decisions to make about health care benefits. You can find information on CarePlus Medicare plan options, when to enroll, Medicare basics, and more.

Communication is Key

In order to really help someone enroll in Medicare, bring together everyone who needs to be involved in the decision-making process. Explain the purpose of getting together. Share what you have learned. Most importantly, ask questions.

Determine Medical Needs

As you look at different plans, ask yourself these questions:

1. How much is the monthly premium?
2. How much is the deductible for different services?
3. How much are the copayments?
4. What is covered? What isn't?
5. What doctors can I visit?

If you're helping someone enroll who is on a budget or a fixed income, you may want to consider a Medicare Advantage plan. Medicare Advantage plans include drug coverage and fixed copayments which can help you estimate monthly costs. CarePlus offers Medicare Advantage HMO benefit plans.

Determine Prescription Drug Needs

Find out which drugs the person you're helping takes, including generic and brand names, the dosage, how often it's taken, and how their prescriptions are filled. Consider cost saving opportunities and if the plan is right based on the person's financial needs.

Discuss Preferences for Doctor Visits

Will the person you're helping to enroll in a Medicare Advantage health plan choose a primary doctor from a network of Medicare-approved providers? A CarePlus Medicare Advantage HMO could be a good fit.

Determine Current Coverage and Monthly Payments

Make sure the person you're helping doesn't already have prescription drug coverage through a former employer or other health insurance plan; otherwise the Medicare beneficiary may automatically forfeit that other coverage.