In 2013, CarePlus is offering Medicare Advantage HMO benefit plans in the following service areas throughout Florida: Miami-Dade, Broward, Palm Beach, Hillsborough, Pinellas, Pasco, Orange, Osceola, Seminole, Brevard, Saint Lucie, Okeechobee, Indian River, Martin, Lake, Marion, Sumter, and Polk counties. Please check the links provided below to review the Summary of Benefits and/or Evidence of Coverage for each specific Medicare benefit plan, which will provide you with the plan's description of benefits.
You must use plan providers except for emergencies, urgently needed services, or out-of-area dialysis services, and cases in which CarePlus authorizes use of out-of-network providers. You must receive all routine care from plan providers. If you obtain routine care from an out-of-network providers without authorization, neither Medicare nor CarePlus. will pay for the services.
The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year.
Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
+ These benefits plans are available to partial or full benefit dual eligible members. This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, copays, co-insurance, and deductibles may vary based on the level of extra help you may receive. Please contact and you should contact the plan for further details.
++These benefit plans are available to QMB and QMB PLUS beneficiaries. Part B premium is covered by the state for full benefit dual eligible members. Premiums, copays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details. Sponsored by CarePlus and the State of Florida, Agency for Health Care Administration.
* This plan is available to anyone with Medicare who has been diagnosed with Diabetes.
** This plan is available to anyone with Medicare who has been diagnosed with Cardiovascular Disorders or Chronic Heart Failure.
The CareOne (HMO) Plan in Charlotte, Lee and Sarasota counties and CareOne (HMO) in Orange, Osceola and Seminole counties will not be offered effective January 1, 2013. This means your coverage through CareOne (HMO) will end December 31, 2012. If you don’t take action before December 31, you will lose your prescription drug coverage and only have Original Medicare starting January 1, 2013. Because these benefit plans will no longer be offered, enrolled members can join a new plan anytime between October 15, 2012 through February 28, 2013. If enrolled members don’t join a plan with prescription drug coverage, then you won’t have prescription drug coverage in 2013 and you may have to pay a late-enrollment penalty if you join a drug plan later.
However, if you want your enrollment in the new plan to take effect on January 1, 2013, the new plan must receive your application by December 31st. You may also have the option of enrolling in a Medicare Cost Plan, if one is offered in your area. If you do not enroll in another Medicare Advantage (MA) plan, Medicare Cost Plan or Prescription Drug Plan (PDP) by December 31, 2012, you will be disenrolled from our plan and enrolled in Original Medicare on this date.
CareOpen (HMO) Plan in Palm Beach county will be combining with one of our other plans, CareOne (HMO). Enrolled members can choose a different Medicare Health Plan or switch to Original Medicare. However, if you don't choose another plan, we will automatically change your coverage to our CareOne (HMO) Plan on January 1, 2013.
If you have any questions or would like further information, please call Member Services at 1-800-794-5907; from 8 a.m. to 8 p.m., 7 days a week. From February 15th to September 30th, we are open Monday – Friday from 8 a.m. to 8 p.m. TTY users should call 711.