2013 CarePlus Medicare Advantage Plan Information
Explore and Compare the Florida Medicare Plans Available in Your Service Area
In 2013, CarePlus is offering Medicare Advantage HMO benefit plans in the following service areas throughout Florida: Miami-Dade, Broward, Palm Beach, Hillsborough, Pinellas, Pasco, Orange, Osceola, Seminole, Brevard, Saint Lucie, Okeechobee, Indian River, Martin, Lake, Marion, Sumter, and Polk counties. Please check the links provided below to review the Summary of Benefits and/or Evidence of Coverage for each specific Medicare benefit plan, which will provide you with the plan's description of benefits.
Individuals must have both Medicare Part A and Part B. You must continue to pay your Medicare Part B premium. Eligible beneficiaries must use network pharmacies to access their prescription drug benefits, except under non-routine circumstances. Limitations, copayments, and restrictions may apply.
You must use plan providers, except in emergency or urgent care situations, or for out-of-area renal dialysis or other services. You must receive all routine care from plan providers. If you obtain routine care from out-of-network providers neither Medicare nor CarePlus Health Plans, Inc. will be responsible for the costs. Limitations, copayments and restrictions may apply.
The benefits, products, and services described below may not be available in all CarePlus' service areas. The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Benefits may change on January 1 of each year.
South Florida
Broward County Benefit Plans*
- *CareOne (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- *CareFree (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- *CareDirect (HMO SNP)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- *+CareNeeds (HMO SNP)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
Miami-Dade County Benefit Plans*
- *CareOne PLUS (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- *CareFree PLUS (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- *+CareNeeds (HMO SNP)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
Palm Beach County Benefit Plans*
- *CareOne (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- *CareFree (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- *+CareNeeds (HMO SNP)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
Tampa Area:
Hillsborough and Pinellas Counties Benefit Plans*
- CareOne (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- CareOne PLUS (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- +CareNeeds (HMO SNP)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- ++CareNeeds PLUS (HMO SNP)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
Pasco County Benefit Plans*
- CareOne (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
- CareOne PLUS (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Summary of Benefits & Value Added Items & Services, Spanish
- +CareNeeds (HMO SNP)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
Orlando Area
Orange, Osceola, and Seminole Counties Benefit Plans*
- CareOne PLUS (HMO)
- Summary of Benefits & Value Added Items & Services, English
- Evidence of Coverage, English
- Summary of Benefits & Value Added Items & Services, Spanish
- Evidence of Coverage, Spanish
Lake, Marion, and Sumter Counties Benefit Plan*
Treasure & Space Coast:
Brevard County Benefit Plans*
Indian River, Martin, Okeechobee, and Saint Lucie Counties Benefit Plan*
To learn more about CMS Plan Ratings information, click here.
+ These benefits plans are available to partial or full benefit dual eligible members. . This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, copayments, coinsurance, and deductibles may vary based on the level of extra help you may receive. Please contact and you should contact CarePlus Health Plans, Inc.'s Member Services department for further details.
++These benefit plans are available to QMB and QMB PLUS beneficiaries. Part B premium is covered by the state for full benefit dual eligible members. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact CarePlus Health Plans, Inc.’s Member Services department for further details. Sponsored by CarePlus Health Plans, Inc. and the State of Florida, Agency for Health Care Administration.
* These benefit plans are available to all people with Medicare who have been diagnosed with Diabetes.
** These benefit plans are available to all people with Medicare who have been diagnosed with Cardiovascular Disorders and Chronic Heart Failure.
The CareOne (HMO) Plan in Charlotte, Lee and Sarasota counties and CareOne (HMO) in Orange, Osceola and Seminole counties will not be offered effective January 1, 2013. This means your coverage through CareOne (HMO) will end December 31, 2012. If you don’t take action before December 31, you will lose your prescription drug coverage and only have Original Medicare starting January 1, 2013. Because these benefit plans will no longer be offered, enrolled members can join a new plan anytime between October 15, 2012 through February 28, 2013. If enrolled members don’t join a plan with prescription drug coverage, then you won’t have prescription drug coverage in 2013 and you may have to pay a late-enrollment penalty if you join a drug plan later.
However, if you want your enrollment in the new plan to take effect on January 1, 2013, the new plan must receive your application by December 31st. You may also have the option of enrolling in a Medicare Cost Plan, if one is offered in your area. If you do not enroll in another Medicare Advantage (MA) plan, Medicare Cost Plan or Prescription Drug Plan (PDP) by December 31, 2012, you will be disenrolled from our plan and enrolled in Original Medicare on this date.
CareOpen (HMO) Plan in Palm Beach county will be combining with one of our other plans, CareOne (HMO). Enrolled members can choose a different Medicare Health Plan or switch to Original Medicare. However, if you don't choose another plan, we will automatically change your coverage to our CareOne (HMO) Plan on January 1, 2013.
If you have any questions or would like further information, please call Member Services at 1-800-794-5907; from 8 a.m. to 8 p.m., 7 days a week. From February 15th to September 30th, we are open Monday – Friday from 8 a.m. to 8 p.m. TTY users should call 711.